INSURANCE COVERAGE
INSURANCE COVERAGE, BAD FAITH, AND DEFENSE
The Firm has always had an extensive insurance coverage and bad faith practice, involving all types of policies and coverages, including:
• General liability coverage
• Directors’ and officers’ liability coverage
• Errors and omissions / professional liability insurance
• Health insurance plans
• Surety bonds
• Commercial and product warranties
• Data breach coverage
• Windstorm, collapse, sinkhole coverage
• Environmental coverage
• Completed operations
• Tail coverage and extended reporting periods
• Additional insured coverage
• Auto and uninsured motorist coverage
• Personal injury protection benefits
Implicated coverages have raised all types of issues, including, for example:
• Trigger of coverage
• Allocation of coverage
• Drop-down issues
• Interpretation and construction
• Fraudulent application
• Self-insurance
• Deductibles and self-insured retentions
• Form and drafting history
• Underwriting
• Claim handling and bad faith
• Training and supervision of analysts and adjusters
• Appraisal
• Manuscript endorsements
• Exhaustion
• Single vs. multiple occurrence
For many years, Andy Dogali has been a member of the ABA Insurance Coverage Litigation Committee. He served as Co-Chair of its Emerging Issues Subcommittee 2011-2013.
